Pet insurance is designed to help cover costs for unexpected vet visits if your pet becomes sick or suffers an injury.
Some home insurance policies offer pet insurance bundles otherwise you can take out an individual insurance policy for your pet.
 

Why is pet insurance important?

When your pet unexpectantly needs urgent vet care, you don’t want to have to worry about how you will pay for it. Treatment costs can be expensive in an emergency case, especially when surgery or hospital care is needed.
Pet insurance can give you peace of mind about costs and reduce financial strain when your pet needs medical care.
It’s important to remember that there is no Medicare for pets to make it more affordable.
 

Please see below a list of different levels of insurance cover :
 

Basic Care – This cover provides limited cover for both illness conditions and specified accidental injuries, with a stated benefit percentage that can typically range from 60-90%.

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Extended Accident – This cover provides limited cover for both specified accidental injuries and specified illness conditions, with a stated benefit percentage of typically 80%.

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Benefit Schedule – This cover provides limited cover for both specified accidental injuries and specified illness conditions, a table lists the maximum benefit amount payable for eligible veterinary expenses for each condition for the policy period, with a stated benefit percentage that typically ranges from 65-100%.

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Indoor Cat – This cover provides cover for cats only for a list of specified conditions, tailored to the needs of indoor cats only with a stated benefit percentage that can typically range from 65-80%.

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Comprehensive / Accident and Illness – This cover provides comprehensive cover for both illness conditions and specified accidental injuries, with a stated benefit percentage that will typically range from 60-90%.
 

GapOnly Claims

Bilgola Vet Clinic is a participating clinic for GapOnly claims.
Selected insurance companies offer GapOnly claims which means you can claim on the spot at the clinic.
Claims can be submitted and are assessed by the insurer within 10 minutes.
Once the claim has been approved, you pay the gap (the amount not covered by the policy).

 

A list of GapOnly insurers can be found on their website: www.gaponly.com.au.